@deshipu Related to 2) is 2a): I can choose to not be dishonest even if my competitor is, if I'm sitting on a pile of cash or have other successful branches in unrelated markets.
The difference between 2) and 2a) is that in the former, the choice is a life-or-death matter for my business (and good-or-bad life for me); in the latter case, it doesn't threaten survival - so I can stick to my higher values (and possibly pay a premium for it).
All those things we talk about are some version of this phenomenon.