people talk about 'technical debt', but i think the word technical is a misnomer. 'innovation debt' or 'speed to market debt' make more sense. lots of this debt is created by business decisions that are not technical at all. this concept of debt caused by optimising for delivery is good, but its not constrained to just technology.

@fitz I believe it's the right term. It's not up to the team that made the business decision to work around or fix; it's up to the technical team. They are the ones who have to pay the price to settle the debt or pay the interest on it if they don't.

Or, to put it another way, it doesn't matter that you bought groceries and had to pay a doctor visit on your credit card. It's still credit card debt.

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@neekz0r yes i agree, but there is a lot of debt in any business that is not in the technology space - there is nothing special about technical debt vs 'any other' debt

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