I guess it's the same reason I find mastodon & other "decentralized social networks" interesting, because not everybody has to commit to one single service with one client and one UX, and yet nothing is split up as a result. It all works together. Mostly.
Depending how dynamic Wallets end up being, maybe the only thing that would need to be stored in that "database" would be credentials for connecting to the Wallet. But I think it'll be better for the wallet to be flatter than the client.
A lot of free and non-track-you-and-data-mine-you-to-hell software on the internet::
A. Refuses to implement features that would make usage skyrocket.
B. See that just because a solution already exists means it doesn't have usage flaws.
C. Caters to technical experts, rather than focusing on a user-friendly experience of non-technical folks.
And this is why Google and Facebook win.
This account will be DMN's principal brand presence on Mastodon. For the next couple months you can mostly expect news and discussion of the 402-Receipts standard: 402receipts.info
Everything's still quite up in the air. A lot of usage details will vary from one implementation to another, and there are some implementation details that need to be standardized right away. Let us know if you'd like to get involved!
The Direct Monetization Network will be a full-stack suite of web tools implementing the 402 Receipts internet payment standard.
The social network of the future: No ads, no corporate surveillance, ethical design, and decentralization! Own your data with Mastodon!